Convert World Currencies
Live daily exchange rates for the 20 most-traded currencies in the world — from the US dollar and euro to the yen, pound, and yuan.
1 🇺🇸 USD in other currencies
Exchange rates are provided for general reference only and may be delayed. They are not real-time trading rates — do not rely on them for financial or commercial transactions.
Understanding exchange rates
What rate are you seeing?
The figures here are mid-market reference rates — the midpoint between what large banks pay to buy and sell a currency on the wholesale market. It is the fairest single number for comparing currencies, but it is rarely the rate you personally get. Rates on this page refresh about once a day, so treat them as a guide for planning, not a live trading quote.
Why your bank or card gives a different number
Banks, card networks, and exchange counters make money by adding a margin (the "spread") on top of the mid-market rate, and some also charge a flat fee. A card abroad often costs 1–3% over mid-market; airport and hotel exchange desks can be far worse. Comparing your quoted rate with the one here shows how big that markup really is.
Pegs, bands, and safe havens
Not every currency floats freely. The Hong Kong dollar is held in a narrow band of 7.75–7.85 per US dollar, and the Danish krone is kept close to a fixed rate with the euro. Others, like the Swiss franc and Japanese yen, tend to strengthen when global markets get nervous because investors treat them as safe places to park money.
Decimals are not universal
Most currencies divide into 100 smaller units, but the Japanese yen and South Korean won are used without decimals in everyday prices. That is why a conversion into yen or won is shown as a whole number — ¥1,000 is a perfectly ordinary amount, roughly the price of a simple lunch in Tokyo.
Practical money tips for travel
- When a card terminal abroad offers to charge you in your home currency, choose the local currency instead. "Dynamic currency conversion" usually uses a worse rate.
- Withdrawing a larger amount once from an ATM is often cheaper than several small withdrawals if your bank charges a per-transaction fee.
- For big transfers such as tuition or property, get quotes from more than one provider and compare each against the mid-market rate.